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Showing posts from July, 2022

8 VASTU SHASTRA TIPS FOR YOUR HOME

 As the saying goes, “Home is Where The Heart Is” our home is our haven, a sanctuary for the chaotic and hectic life. A happy and prosperous new home depends on its built. This is why many people apply the rules of Vastu Shastra to promote spiritual harmony in their life.  However, not many of us are confident about what to follow when it comes to incorporating these guidelines. So we’ve compiled a few tips as a guide for you to make your home Vastu-compliant.  Vastu Shastra for Home Tips  Don’t shift your belongings to your new home before performing a griha pravesh puja ceremony.  You must discard broken items as they attract negative energy and adversely affect your health. Make sure that your furniture or any other large household articles follow a straight line or in the shapes of squares or rectangles.  Ventilation is another crucial element when it comes to Vastu for home. Lack of proper ventilation could attract negative energy to your home. So make...

FINANCE A HOME PURCHASE WITH EMPLOYEES PROVIDENT FUND

Provident Fund is an obligatory, government-run retirement savings scheme for salaried professionals. The Employees Provident Fund Organisation (EPFO) manages and functions under the Ministry of Labour and Employment of India. Provident Fund is a monthly arrangement, where both employer and employee contribute equally to the PF account. The goal of the employee PF scheme is to provide a total amount to employees after they retire.  But, employees can also draw out the amount before their retirement, subject to specific terms and conditions. For example, an employee can take out the Provident Fund to buy land, construct a property, or purchase a house. There are, however, certain criteria that a home buyer must meet to take out their Employee PF.  Let’s look at how to use your employees provident fund to finance a home purchase. What Are The Criteria For Taking Out A Provident Fund For Purchasing a Home? A worker with at least five years of contribution to their provident fund ...